Pennica Financial Group, an E.A. Buck Company (PFG), is an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives. Investment advisory services offered only by duly registered individuals through Buck Wealth Strategies (BWS), a Registered Investment Adviser. Registration as an investment adviser does not imply a certain level of skill or training. BWS, E.A. Buck Financial Services, and PFG are affiliated by common ownership.